ing to difficulty collecting payments from patients.The plans come with a deductible of anywhere from $1,150 to $5,800 that allows employers and enrollees to keep their premiums down. Many of the plans are tied to health savings accounts (HSAs) that employers or patients can fund with tax-deductible deposits to help pay those out-of-pocket costs.
But doctors are seeing that, given the troubled economy, patients are paying bills and buying necessities before they fund their accounts. It’s creating a new class of patient: one who’s insured but can’t afford up-front costs before coverage kicks in.
Fran Sembert, director of managed care for Greensboro-based multispecialty group Eagle Physicians & Associates, said insurance companies won’t allow doctors to collect on high deductibles until the insurer fully processes the claim, which can take 30 to 45 days.
For further details visit as :www.bizjournals.com/triad/stories/2009/06/01/story4.html?b=1243828800^1835529?b=1243828800^1835529
But doctors are seeing that, given the troubled economy, patients are paying bills and buying necessities before they fund their accounts. It’s creating a new class of patient: one who’s insured but can’t afford up-front costs before coverage kicks in.
Fran Sembert, director of managed care for Greensboro-based multispecialty group Eagle Physicians & Associates, said insurance companies won’t allow doctors to collect on high deductibles until the insurer fully processes the claim, which can take 30 to 45 days.
For further details visit as :www.bizjournals.com/triad/stories/2009/06/01/story4.html?b=1243828800^1835529?b=1243828800^1835529
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